Privacy Policy
Who We Are
QuickGFE.com provides mortgage-related information and tools, including good-faith estimate (GFE) previews. We are not a government agency. Any rates or costs shown are informational only and may be powered by licensed partners.
State Capital Mortgage (DBA Cap Funds LLC) is a licensed mortgage company headquartered in Nevada, operating QuickGFE.com as a marketing and information platform.
Website: https://quickgfe.com
Definitions
Affiliate: Any company controlled by, controlling, or under common control with us.
Application Data: Information you provide during a mortgage application process (income, employment, assets, liabilities, credit, SSN, property details).
Borrower: An individual or entity who applies for or receives a mortgage loan.
Consumer: A natural person seeking financial products/services for personal, family, or household purposes.
Customer: A consumer with an active or closed loan (ongoing relationship).
Device: Any device that can access our website or app.
Financial Information: Data about credit history, scores, accounts, income, debts.
Nonpublic Personal Information (NPI): Personally identifiable financial information not publicly available and provided in connection with a financial service.
Personal Information: Info that identifies or can reasonably be associated with a consumer or household.
Service: Mortgage and related services provided by State Capital Mortgage.
Service Provider: A third party contracted to perform services for us.
Usage Data: IP address, browser, device IDs, pages viewed, OS, analytics.
You: The individual accessing our services or submitting information.
Information We Collect
- Personal Identifiers: Name, address, email, phone, DOB, SSN.
- Financial & Credit Info: Income, employment, assets, liabilities, credit score.
- Government IDs: Driver’s license, passport, or similar.
- Device & Internet Activity: IP address, browser type, OS, device IDs, pages viewed.
- Communication Data: Contact forms, inquiries, feedback.
- Cookies & Local Storage: Preferences, logins, analytics, caching; notification tokens (opt-in only).
How We Use Your Information
- Process, evaluate, and underwrite applications.
- Verify identity and financial credentials.
- Communicate about status, accounts, or requests.
- Comply with legal and regulatory requirements (GLBA, etc.).
- Detect and prevent fraud, abuse, or unauthorized activity.
- Improve website/app performance and support.
- Market related services (only if you opt-in where required).
Security
We implement administrative, technical, and physical safeguards to protect your data. No system is 100% secure, but we take reasonable steps to minimize risks.
Retention of Data
We retain data as long as necessary to meet legal, regulatory, and servicing obligations, including required mortgage file retention periods.
Your Privacy Rights
Your rights may include access, correction, deletion, restriction/object, and withdrawal of consent where applicable (GDPR/UK GDPR, CCPA/CPRA). You may also opt-out of marketing. Contact office@scmnv.com.
Children’s Privacy
We do not knowingly collect data from children under 18 (or your local age of consent). If you believe we have, contact us to remove it.
Intellectual Property & Unauthorized Use
All website/app content—text, forms, layouts, and visuals—is property of State Capital Mortgage. Unauthorized reproduction, redistribution, scraping, or misuse is prohibited and may result in legal action.
Changes to This Policy
We may update this policy. We will post updates here with a new effective date; material changes may also be announced via email or in-app notice.
Effective date: February 1, 2025 · Last updated: August 15, 2025
Contact Us
If you have any questions regarding this Privacy Policy or your data, please contact us:
- Email: office@scmnv.com
- Online: Contact Us